How To Buy

1. Agent & Buyer Consultation

Have a meeting with Susanna about finding your dream home, list out and prioritize the needs. Susanna will provide you all the disclosures and buyer broker agreement.

2. Be Financially Prepared

How will you pay? Mortgage? Cash? Get pre-approved by a lender. Organize your assets to show proof of funds. Do you have a real estate attorney? Susanna will help facilitate.

3. View Properties

3.Determine your price range, wish list, and your non-negotiables. Where do you want to live? What type of home are you looking for?

4. Make An Offer

As your buyer‘s agent Susanna will help you formulate and present an offer including all terms (price, down payment, mortgage contingency, home inspection, closing timeline, etc.).

5. Negotiate

If initial offer is not accepted, I will continue to negotiate the best price and terms for you.

6. Acceptable Offer

A verbal agreement to price and terms. No offer is accepted until BOTH parties have signed the contract of sale and the down payment has been deposited in seller's attorney's escrow account.

7. Buyer Inspections

Complete home and termite inspections within 48 hours of acceptable offer. Review inspection report.

8. Contract Process

Seller's attorney prepares the contract to include all agreed upon terms. Buyer's attorney reviews contract and negotiates any changes on behalf of the buyer. Buyer signs contract first and gives deposit to sellers' attorney. Seller signs contract and deposit is held in their attorney's escrow account until closing. Copy of contract is sent to lender.

9. Bank Application & Appraisal

Appraiser is assigned by lender. Buyer's Agent meets appraiser at property and provides all necessary information including suggested comparables. Once appraisal is complete and all documents have been provided, a loan commitment is issued with conditions to close.

10. Walk-through &Closing

The final walk-through usually occurs within 48 hours before closing. Title is conveyed to the buyer. Present at closing: buyer, seller, their attorneys, bank attorney, title company, Buyers' and Sellers' agents.

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